Estimate Property

The Need for Global Housing Price Reduction and the Paradox of an Apartment Costing as Much as a Castle

In a rapidly evolving world, housing remains one of the most fundamental human needs. However, access to it is becoming increasingly difficult. Property prices have skyrocketed in many countries and cities, creating an economic and social divide. A particularly striking (and disappointing) phenomenon is that in some cases, the price of an apartment in an urban area equals or even surpasses the price of a castle or historic mansion in a nearby location. This paradox is not merely a coincidence but reflects deeper imbalances and distortions in the global real estate market. This article attempts to analyze the causes of the phenomenon, highlight the consequences, and present the necessity of a comprehensive market restructuring so that housing can return to its primary role: meeting the need for shelter rather than fueling speculation. In recent years, property prices have surged to unprecedented levels in cities such as London, New York, Geneva, Paris, Berlin, and Athens. The average pr...

Best criticism on Trump's presidency and every other presidency

The government of Donald Trump will be judged tonight using a framework appropriate for both subsequent and previous administrations, so that we may take into account not the general political climate, but the values that make a presidency good or bad. The staff of each administration defines the list of issues that will occupy the presidential term for four years. Trump’s first administration was guided by diplomatic engagement with various problems, with central figures such as Mike Pompeo, Mike Pence, John Bolton and Steven Mnuchin. On the other hand, in Trump’s second term we observe intense activity around the prospect of localized military interventions instead of classical American diplomacy. The only party with a direct interest in the military is the Department of War. Therefore, the expected escalation by the United States in response to the problems it faces internally and outside of U.S. soil is considered a failure to impose long-standing positions through peaceful means. ...

If they propose to me…

If I were offered to buy all the shares of Alphabet Inc. for one million dollars, I would refuse. Google’s operational facilities might be worth more than that amount, but it is doubtful that in a hundred years their value will exceed 500,000 USD. At first glance, the deal may seem good, but with a million dollars one can build an equivalent company within a year with 80% lower costs and roughly the same profit. The arrival of artificial intelligence replaces 50 programmers per release; in ten years AI will be able to replace 2,500 programmers per position, with only one person needed to manage it. Google should measure the value of its real human workforce multiplied by fifty, and ten years from now by 2,500 times the actual figure. Therefore, the entire Alphabet Inc. group is not worth even one million, since it will take more than a hundred years for the initial investment to amortize with the value of its real estate at that time being uncertain. The mathematical formula supporting...

The Financial Troubles of Walt Disney

From the early start Walt grew up in poverty. In the years 1901-1920's, he passed most of his youth in a financially unstable household. Nevertheless, he's working on odd jobs to make a living, while he was trying to become an artist. Inside this family which struggled to make ends meet, he dreamed to be a filmmaker. A dream that never forgot. When he was 20 years old, Walt Disney started his first business for animated films. He named it Laugh-O-Gram Films and it was founded in Kansas City. The little studio collapsed under debt after almost two years. 1923 and the young Disney didn't have his business anymore. His failed plans didn't stop him to keep trying catch his dream, so beautifully. Some particular reasons had forced him to abandon the project. He couldn't pay his employees and he lived on almost nothing. At one point, he was sleeping in his failed studio. This bankruptcy forced him to move to Hollywood and start over again. At the late 1920's, he creat...

Erotic life and wealth of the caesars of Rome

The Caesars of Rome, the emperors who ruled one of history’s most powerful empires, are famous not only for their political and military achievements but also for their lavish lifestyles and intense pursuit of pleasure. Wealth and erotic indulgence were deeply intertwined with power in imperial Rome and the Caesars often used both to display their status and influence. From Julius Caesar onward, sexual exploits were part of the public image and private life of emperors. Many Caesars were known for their affairs, polygamous tendencies and sometimes scandalous sexual behavior. Emperor Caligula was infamous for extreme debauchery, including multiple relationships and rumored incestuous affairs. Emperor Nero was notorious for public performances, sexual liaisons and decadent banquets that blurred the lines between luxury and licentiousness. Even Augustus, while more restrained publicly, maintained private relationships and alliances that reinforced his power. Wealth allowed the Caesars to ...

A Global Snapshot of Contemporary Welfare Politics

Welfare politics today reflect deep tensions between social support and fiscal constraint in many countries. In the United States welfare remains highly politicized with Republicans pushing for stricter eligibility rules tied to work requirements and Democrats defending broader access to health, food and housing assistance. Recent Republican initiatives aim to tighten rules for Medicaid, SNAP and other safety net programs to reduce spending and emphasize employment while critics warn that millions could lose essential benefits. American debates often center on whether welfare encourages dependency or provides a necessary foundation for opportunity. In the United Kingdom welfare politics are currently shaped by divisions between parties over how to support families and transition people into work. The governing Labour Party has launched a child poverty strategy that removes the two child limit on key benefits and expands support for infant care and nutrition programs while also calling ...

What services Vanguard Group provides

As of early 2025 Vanguard manages around US$ 10.4 trillion in assets under management globally. Vanguard is one of the largest investment management firms in the world and it is known for a structure that places the interests of its investors at the center of its operations. Its core services focus on diversified investment products, low operating costs and long term portfolio construction. Vanguard offers mutual funds and exchange traded funds that track broad market indexes - follow active strategies. These products are designed to provide wide market exposure and predictable performance patterns for both individual and institutional investors. The firm also provides brokerage services that allow clients to buy and sell securities through a single platform supported by research tools and planning resources. Vanguard operates a significant advisory division that delivers financial guidance through automated digital systems or through personal advisors who help clients with retirement ...

The old damn flamingo of finance science

The old damn flamingo of finance science is a metaphorical interpretation of the apparent uselessness of markets when they are interpreted through theoretical terms and rules. The interpretation resembles the image of the article, the tired look of a pink flamingo that has turned gray from old age. It seems that it suffered, but in essence it never lifted a finger. This is how economists treat us when they speak to others as if they are generals. Obviously, like a bad general, they too have lost the essence. They came to protect the foundations of their science with words, ignoring the problems and issues that arise from everyday life. They look at the map in order to see the hill standing in front of them, they explain the importance of a science that will not be able to provide a solution. Not because the solution doesn't exist, but because the solution will be given by others who know what they are doing, whether they claim they know or not. Markets flourish and brokerage firms ...

Gamblers and Heroes

A man driven by the pulse of chance isn’t chasing fortune. He’s chasing the moment before the fall. The degenerate gambler lives for the rush more than any outcome, pulled forward by a force that doesn’t care if he wins or loses, only that he keeps returning to the table. His fate is sealed from the start because the addiction isn’t to money but to surrender. The same tragic pull lives in the hero who steps into battle knowing sacrifice shadows every act of courage. Glory demands a price and those who chase it rarely escape the bill. The gambler seeks risk without reward, the hero faces danger without promise, yet both are bound to an ending written by their choices. Show me a hero and you see a life weighed against ideals that consume it. In both paths the destination is clear and the tragedy is that each man walks it willingly.

To space... and beyond!

The first human in space was Yuri Gagarin. The cosmonaut lived a shattering experience, seeing the planet from above, very high above. The idea of the human who flies gave way to the human who floats. Once again, the impossible became possible. CIA estimates begin from the year 1964 onward. It is estimated that the Soviets were spending 5–10 billion dollars annually on their space program, far less than NASA, yet with almost the same results. The economies of the two countries supported space exploration to a significant degree, a period that continues today with spectacular technological developments. In the case of humanity and space, the cards were played so that limits would never again be placed on what a state–private sector organization can achieve. A false impression has prevailed that the USSR was effective as a monolithic state entity, but this wasn't the case. The USSR repeatedly required the contribution of companies to achieve its goals, most notably the PepsiCo–USSR a...

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